Funding your business

Know what you can fund before you fall in love

Funding decides which franchises are genuinely available to you. We help you establish a realistic investment range first, then introduce you to funding specialists who work with franchise buyers every day.

Estimate my funding range

What is your “fundability”?

Pre-qualifying tells you how much you can access and from which sources — and it means faster funding once you choose a brand, so you open sooner.

40+ yrs
Funding partner experience in franchising
3–10 days
Typical pre-qualification turnaround
$0
Cost to you for our funding guidance

Funding options

Four ways franchise buyers finance a launch

Most owners use a blend rather than a single source. We walk through the structures, the true cost of each and the risk you are taking on, so the decision stays financial rather than emotional.

01

Retirement rollover funding (ROBS)

Use existing retirement savings to capitalise your business without early-withdrawal penalties or taxes.

  • No monthly loan payment on the rolled amount
  • Often combined with a small business loan
  • Set up by specialists to stay compliant
02

Government-backed small business loans

SBA loans in the United States and BDC/CSBFP style lending in Canada, arranged through lenders who understand franchise economics.

  • Longer amortisation, lower monthly cost
  • Lenders already familiar with disclosure documents
  • Strong option when credit and cash are solid
03

Conventional & unsecured funding

Bank term loans, lines of credit and unsecured facilities for lower-cost, home-based or service franchises.

  • Fast to arrange for smaller investments
  • Useful as working-capital top-up
  • Rate depends heavily on credit profile
04

Equipment & fleet leasing

Finance vehicles, tooling and build-out equipment separately so your cash stays available for operating the business.

  • Preserves working capital for launch
  • Payments matched to asset life
  • Common in home services and food

Financial readiness

Try our funding calculator

A quick estimate of the investment range lenders and franchisors are likely to consider realistic for you. Nothing is sent anywhere until you choose to speak with us.

Funding readiness estimate

Chequing, savings, money market, GICs/CDs

401(k), IRA, RRSP and similar accounts

Stocks, bonds, other marketable holdings

Credit score range

Not sure? Free credit reports are available from Equifax, TransUnion or Credit Karma.

Your indicative range

Enter your numbers

Add your cash, retirement and investment totals to see the investment range franchises usually consider realistic for you.

  • An estimate, not an approval — real terms come from a lender review.
  • Nothing is submitted anywhere: these numbers stay in your browser.
  • Keep 3–6 months of personal living costs outside the business.

Funding partners

Specialists who fund franchises for a living

We work with independent funding partners rather than selling a product ourselves. They handle retirement rollover structures, government-backed loans, unsecured facilities, business plan preparation and equipment leasing — and they have seen thousands of franchise deals close.

You are introduced only when you ask. We do not receive a commission from lenders, and any pre-qualification you complete stays yours.

See what fits my budget
  • Compliance handled properly

    Rollover and loan structures set up by people who do this daily, not as a side service.

  • Independent of the brands

    Funding advice separate from the brand recommendation keeps both honest.

  • Working capital planned in

    We plan for the ramp-up months, not just the opening cheque.

Figures shown on this page are illustrative estimates only and are not an offer of credit, a loan approval or financial advice. Terms depend on lender review of your full financial position.

Next step

Get your funding range confirmed, then shortlist with confidence

Read the FAQs